Default Recovery Analyst
Company: Civic Credit Union
Location: Raleigh
Posted on: January 1, 2026
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Job Description:
Civic Federal Credit Union, a premier institution dedicated to
providing specialized financial services to government employees
throughout North Carolina, is seeking a highly skilled Default
Recovery Analyst. As a key member of our recovery team, you will be
responsible for analyzing and managing defaulted loans to minimize
losses and enhance recovery efforts. This position requires a blend
of analytical prowess and strategic negotiation skills to
effectively handle default cases and ensure optimal financial
outcomes for both the credit union and our valued members. Perform
detailed analysis of defaulted loans to assess recovery potential
and risk exposure. Develop and implement effective recovery
strategies tailored to individual cases. Negotiate with delinquent
borrowers to establish feasible repayment plans. Collaborate with
legal teams to initiate and manage foreclosure or litigation
processes when necessary. Monitor and report on the status of
recovery efforts and effectiveness of strategies deployed. Stay
updated with changes in banking regulations and legal requirements
related to debt recovery. Conduct financial analysis to determine
the creditworthiness and repayment capacity of borrowers. Strong
analytical and critical thinking skills Excellent negotiation and
communication skills High proficiency in financial and statistical
software Strong understanding of loan servicing platforms and
compliance regulations Ability to manage multiple cases efficiently
under tight deadlines Medical Insurance Dental Insurance Vision
Insurance Life Insurance 401k Certified Debt Recovery Specialist
(CDRS) preferred Professional in Consumer Debt Collection
Certification (PCDCC) is a plus
Keywords: Civic Credit Union, Greenville , Default Recovery Analyst, Accounting, Auditing , Raleigh, North Carolina
